It’s tough being an Overseas Filipino Worker (OFW). You’re far from home, working hard, and trying to build a better future. But sometimes, things don’t go as planned. We’ve talked to a lot of OFWs over the years, and we’ve noticed some common mistakes that can really set people back. This article is all about helping you avoid those pitfalls, so you can have a more successful and fulfilling experience working abroad. Think of it as learning from the experience of others, without having to go through the same hardships yourself!
Falling for Recruitment Scams: The Fake Job Trap
One of the biggest dangers for aspiring OFWs is falling victim to recruitment scams. These scams can leave you broke, jobless, and stranded in a foreign country. The promise of high salaries and easy work can be very tempting, but it’s crucial to be cautious and do your research.
How do these scams work? Often, they involve recruiters who ask for large upfront fees for processing your application, visa, or providing training. They might promise you a guaranteed job, even without proper qualifications. Once you pay the fee, they disappear or give you a job that’s nothing like what they promised.
For example, Maria dreamt of working as a nurse in the UK. An agency promised her a high-paying job but asked for a large “training fee.” She borrowed money from family, paid the fee, and then discovered the agency was fake. She lost all her money and her dream job.
So, how can you avoid these scams? First, always check if the recruitment agency is licensed by the Department of Migrant Workers (DMW). You can verify their license on the DMW website. Don’t pay any fees until you have a valid job offer and contract that has been verified by the DMW. Be wary of recruiters who pressure you to pay quickly or offer unrealistic promises. Finally, talk to other OFWs who have worked through the agency, and see if they have positive experiences.
Not Understanding Your Contract: The Fine Print Matters
Before you pack your bags, you must understand your employment contract. This document is your legal protection while working abroad. Many misunderstandings and disputes arise because OFWs don’t fully understand the terms and conditions of their contract.
What should you look for in your contract? Pay close attention to your salary, working hours, overtime pay, benefits (including health insurance and accommodation), leave entitlements, and termination clauses. Make sure everything is written in a language you understand. Don’t be afraid to ask questions. If something is unclear, get clarification before signing.
Consider the story of Ben, a construction worker in Saudi Arabia. His contract stated his basic salary, but he didn’t realize that a significant portion of his income was tied to project completion bonuses. When the project was delayed, he received much less than he expected, causing financial hardship. If he had understood the payment structure better, he could have planned accordingly.
The DMW requires that all job contracts submitted by recruitment agencies meet minimum standards to protect the welfare of OFWs. Familiarize yourself with these standards to ensure your contract is fair. It’s also a good idea to have a trusted friend or family member review your contract before you sign it.
Failing to Plan Your Finances: The “Bahala Na” Approach
One of the main reasons people work abroad is to earn money for themselves and their families. However, many OFWs struggle to manage their finances effectively. Without a solid financial plan, it’s easy to fall into debt and miss out on opportunities for savings and investment.
A common mistake is overspending on non-essential items or sending too much money home without setting aside a portion for savings. “Bahala na” – leaving things to chance – is not a good financial strategy. You need to create a budget, track your expenses, and set realistic financial goals.
For example, Sarah worked as a caregiver in Canada. She sent almost all her earnings to her family, who depended on her income. While this was generous, she didn’t save anything for her own future. When she eventually returned home, she had no savings to start a business or buy a house.
To avoid this, start by creating a budget. List all your income and expenses. Identify areas where you can cut back on spending. Set up a savings account and automate your savings. Aim to save at least 20% of your income. You can also explore investment opportunities, such as stocks, bonds, or real estate. Just make sure to do your research and consult with a financial advisor before investing. You can find helpful resources about financial planning on the website of the Bangko Sentral ng Pilipinas (BSP). Also, consider utilizing online tools and budgeting apps to track spending.
Neglecting Your Health: Health is Wealth
Working abroad can be physically and emotionally demanding. Many OFWs neglect their health due to long hours, stressful work environments, and unfamiliar diets. However, your health is your most valuable asset. Without it, you won’t be able to work effectively or enjoy the fruits of your labor.
Common health problems among OFWs include stress, fatigue, back pain, digestive issues, and mental health problems. It’s important to prioritize your physical and mental well-being.
For instance, Jose worked as a factory worker in Japan. He often worked overtime and didn’t get enough sleep. He also ate unhealthy processed foods. Eventually, he developed chronic fatigue and had to return home for treatment.
To stay healthy, make sure to get enough sleep, eat a balanced diet, and exercise regularly. Take breaks during work to stretch and relax. Stay hydrated by drinking plenty of water. If you’re feeling stressed or anxious, talk to someone you trust or seek professional help. Many employers provide health insurance, so make sure you understand your coverage. You can also avail of mental health services online, like those provided by the National Center for Mental Health. Don’t hesitate to use them!
Isolating Yourself: Building a Support Network
Being away from family and friends can be isolating. Loneliness and homesickness are common among OFWs. It’s important to build a support network in your host country to help you cope with these challenges.
Many OFWs isolate themselves due to language barriers, cultural differences, or fear of rejection. Some are afraid to ask for help or share their problems with others. However, social support is essential for your emotional well-being.
Take the case of Elena, who worked as a domestic helper in Singapore. She felt lonely and isolated because she didn’t know anyone. She eventually joined a Filipino community group and made new friends. This helped her feel more connected and less lonely.
To build a support network, reach out to other Filipinos in your area. Join community groups, attend social events, and participate in activities that interest you. Learn the local language and culture to help you integrate into your new environment. Stay in touch with your family and friends back home through phone calls, video chats, and social media. Don’t be afraid to ask for help if you need it. Remember, you’re not alone.
Failing to Adapt to the Culture: When in Rome…
Every country has its own unique culture and customs. Failing to adapt to these differences can lead to misunderstandings, conflicts, and even legal problems. It’s essential to be respectful of the local culture and learn how to navigate it effectively.
Some OFWs struggle with cultural differences, such as social etiquette, communication styles, and work ethics. They may unintentionally offend locals or break cultural norms.
Consider the experience of Ricardo, who worked as an engineer in Germany. He was used to direct communication and blunt feedback. However, in Germany, people prefer a more indirect and polite approach. His directness was often perceived as rude and abrasive. Once he understood the cultural norms, he adjusted his communication style and built better relationships with his colleagues.
To adapt to the local culture, do your research before you go. Learn about the country’s history, customs, and traditions. Observe how people behave in public and at work. Be open-minded and willing to learn. Ask questions if you’re unsure about something. Avoid making assumptions or stereotypes. Remember, you’re a guest in their country, so be respectful of their culture and way of life. Embracing cultural differences increases your ability to connect with others.
Burning Bridges Back Home: Leaving With Bad Blood.
Often, OFWs leave the Philippines to escape certain situations or to work towards bigger goals. But sometimes the way they leave severs vital relationships. It’s important to leave on good terms, even if you are excited to leave, you don’t want to burn bridges; you never know when you might need them.
A poor relationship with family, friends and business partners can hurt you. The reverse is true, these people can serve as your launchpad for success when you return home.
Consider the story of Lito, who was always in disagreement with his family. He left without saying goodbye and never contacted them. When he was sick and needed money, he had no one to turn to. Don’t make this same mistake! Instead, make leaving a positive experience. Stay in touch with your closed ones, and visit when possible.
Ignoring the Risks of Overstaying: The Visa Trap
One of the most serious mistakes an OFW can make is overstaying their visa. Overstaying means staying in a country longer than your visa allows. This can have severe consequences, including fines, deportation, and a ban from re-entering the country.
Some OFWs overstay their visas because they want to continue working illegally or because they’re afraid to return home. They may underestimate the risks involved or believe they won’t get caught. However, immigration authorities are cracking down on visa overstays, and the penalties can be harsh.
Take the case of Anna, who worked as a waitress in the United States. Her visa expired, but she continued working illegally. Eventually, she was arrested and deported back to the Philippines. She was also banned from re-entering the United States for several years.
To avoid overstaying your visa, keep track of your visa expiry date. Apply for an extension or renewal well in advance. If you can’t extend your visa, make sure to leave the country before it expires. Don’t work illegally on an expired visa. It’s not worth the risk. Instead, speak to your employer and arrange for a vacation and return to the Philippines if your visa is not extendable.
Forgetting to Upgrade Skills: Stagnation is the Enemy
The world is constantly changing, and so is the job market. If you want to remain competitive and advance in your career, you need to continuously upgrade your skills. Learning new skills can open doors to better job opportunities and higher salaries.
Some OFWs become complacent and fail to invest in their professional development. They may think that their current skills are enough or that they don’t have the time or money for training. However, this can lead to stagnation and limit their career prospects.
Remember the case of Robert, who worked as a technician in Qatar. He had been doing the same job for ten years and hadn’t learned any new skills. Eventually, his company automated his job, and he was laid off. If he had upgraded his skills, he might have been able to find a new role within the company.
To upgrade your skills, identify the skills that are in demand in your industry. Take online courses, attend workshops, or get certifications. Read industry publications and follow experts on social media. Network with other professionals and learn from their experiences. Your skill can be as simple as another language or a diploma in a specific program. The Philippine government offers training programs for OFWs, so take advantage of these opportunities. For example, OWWA provides scholarships and training programs to help OFWs enhance their skills. The Technical Education and Skills Development Authority (TESDA) offers vocational training programs that are recognized internationally.
FAQ Section
What should I do if I suspect a recruitment agency is a scam?
If you suspect a recruitment agency is a scam, report it immediately to the Department of Migrant Workers (DMW). Provide them with as much information as possible, including the agency’s name, address, and contact details. You can also file a complaint online through the DMW website.
What if my employer isn’t following the terms of my contract?
If your employer isn’t following the terms of your contract, try to resolve the issue amicably. Talk to your employer and explain the problem. If that doesn’t work, you can seek assistance from the Philippine Overseas Labor Office (POLO) in your host country. The POLO can mediate between you and your employer and help you enforce your rights.
How can I save money while working abroad?
To save money while working abroad, create a budget, track your expenses, and set realistic financial goals. Cut back on non-essential spending, such as eating out and entertainment. Cook your own meals, use public transportation, and find free activities to do. Automate your savings by setting up a direct deposit from your paycheck to your savings account.
What resources are available to help OFWs?
There are many resources available to help OFWs, including the Department of Migrant Workers (DMW), the Overseas Workers Welfare Administration (OWWA), and the Philippine Overseas Labor Office (POLO). These agencies provide services such as pre-departure orientation seminars, legal assistance, welfare assistance, and repatriation assistance.
How do I deal with homesickness?
Dealing with homesickness can be challenging, but there are things you can do to cope. Stay in touch with your family and friends back home through phone calls, video chats, and social media. Join Filipino community groups in your host country and attend social events. Find hobbies or activities that you enjoy. Explore your new environment and learn about the local culture. Remember, it’s okay to feel homesick, but don’t let it consume you. Talk to someone you trust about your feelings, and seek professional help if you need it.
References
Department of Migrant Workers (DMW)
Overseas Workers Welfare Administration (OWWA)
Bangko Sentral ng Pilipinas (BSP)
Technical Education and Skills Development Authority (TESDA)
National Center for Mental Health
Instead of just reading about these mistakes, decide today that you will commit yourself to doing better. The first step is understanding what is available to you. Talk to other OFWs, do your homework, and lean on all available government programs to make your work abroad an experience of growth. You can do this!
