Buying Real Estate in the Philippines: Rules & Regulations

Understanding the Rules and Regulations of Buying Real Estate in the Philippines

When it comes to buying real estate in the Philippines, it’s important to know the rules and regulations. There are specific laws that impact the buying process, especially for foreign citizens.

Foreign Ownership Restrictions

Non-Filipinos generally can’t own land in the Philippines, with a few exceptions. They can own condominiums, but not land.

Documentation Requirements

When you buy a property in the Philippines, there are certain documents you need, like official receipts, deeds of sale, and tax declarations, among others.

Tax Considerations

When you buy property, you need to know about the taxes you have to pay, such as capital gains tax, transfer tax, and more.

Local Regulations

There are certain rules in the city or town where you’re buying property that could impact how you use the land.

Financing and Mortgages

It can be challenging for foreign citizens to get loans to buy property. It’s important to understand the rules and requirements regarding mortgage loans.


Buying real estate in the Philippines involves understanding all the laws and regulations. By being prepared, buyers can have a successful property purchase in the Philippines.