Property Investments in the Philippines: Condos, Houses, or Land?

Property Investment Options in the Philippines: Condos, Houses or Land?


Investing in real estate is a way to make money. In the Philippines, there are different options to invest in properties like condos, houses, and land. It’s important to know the good and bad things about each option. In this article, we will talk about condos, houses, and land as investment choices.

Condos: The Convenient Choice

Condos are apartments that many people live in. They are a good choice for investment in the Philippines. Here are some reasons why:

Rental Income and Money

One reason people want to invest in condos is because they can rent them out and make money. Many people want to live in cities like Manila, Cebu, and Davao, so renting out condos is a good idea. Depending on where the condo is and what it has, you can make a lot of money from it.

Easy to Take Care Of

Condos are easier to take care of than houses. There is a team of people who help take care of the building, like security and cleaning. This is good for people who live far away or don’t have a lot of time.

Nice Things and Safety

Most condos have nice things, like swimming pools and gyms. They also have security guards to keep people safe. These things make condos even more valuable.

Houses: The Traditional Choice

Houses are another option for investment. They have some advantages that make them a good choice. Here are some reasons why:

You Can Change It

When you buy a house, you also buy the land it is on. This means you can do whatever you want with it. You can change the house and make it how you want. This can make the house more valuable in the future.

Good for Many People

Houses are good for big families or people who want to live with their parents or grandparents. They have a lot of space and you can add more rooms or buildings. This is helpful for families that grow or change.

Not Many Rules

There are some rules about owning a house in the Philippines, but they are not as strict as the rules for owning a condo. This makes it easier for foreigners to buy houses and have more control over them.

Land: The Potential Goldmine

Investing in land is another option. It can be a little more complicated, but there are some good things about it. Here are some reasons why:

Land Gets More Valuable

As time goes by, land becomes more valuable, especially in places that are growing fast. If you buy land in a good place, you can make a lot of money when you sell it later.

You Can Build Things

If you have land, you can build things on it in the future. You can build houses or shops and sell them for more money. In a country like the Philippines, there are many places where you can build things and make money.

You Can Decide

When you invest in land, you can decide what you want to do. You can buy land for houses, shops, or farms, depending on what people want. You can also change your plan if you see that the market is changing.


1. Can foreigners buy property in the Philippines?

Yes, foreigners can buy condos in the Philippines, but there are some limits. They can only own up to 40% of a whole condo project. For houses and land, there are more restrictions and it depends on specific conditions. It’s a good idea to ask a real estate professional or lawyer for advice.

2. Can I borrow money to buy property in the Philippines?

Yes, there are banks and financial institutions that can give you a loan to buy property in the Philippines. They can give loans to both local and foreign investors. But the terms and conditions can be different. You should look at different options before you decide.

3. Are condos better to keep for a short time or a long time?

You can keep condos for short or long periods of time. If you keep them for a short time, you can make money from rent and selling them later. If you keep them for a long time, you can make money from rent and the value of the condo going up. It depends on what you want to do and what the market is like.


1. Philippine Statistics Authority:
2. Philippine Real Estate Market Outlook 2021:
3. Bangko Sentral ng Pilipinas:
4. Real Estate Service Act:
5. Housing and Land Use Regulatory Board: